I was driving through I-15 last month when a rock chipped my windshield—classic Utah highway scenario. I debated whether to file a claim or just pay out of pocket. What held me back? I wasn’t sure if a glass claim would increase my premium.
After talking to a few local agents and digging around, I found out that in Utah, a single comprehensive claim like a windshield repair usually doesn't spike your rates, especially if it's your first or only recent claim. Many carriers treat glass damage differently from accidents or liability claims.
Still, policies vary. Some insurers may hike your premium slightly after any claim, while others won’t. If you’re shopping around, it helps to compare how each provider handles small claims like these. I found better terms while browsing for auto insurance in Salt Lake City—some even waive deductibles for glass-only claims.
Anyone else file a glass claim and notice a rate change? Curious what others in SLC have experienced.
After talking to a few local agents and digging around, I found out that in Utah, a single comprehensive claim like a windshield repair usually doesn't spike your rates, especially if it's your first or only recent claim. Many carriers treat glass damage differently from accidents or liability claims.
Still, policies vary. Some insurers may hike your premium slightly after any claim, while others won’t. If you’re shopping around, it helps to compare how each provider handles small claims like these. I found better terms while browsing for auto insurance in Salt Lake City—some even waive deductibles for glass-only claims.
Anyone else file a glass claim and notice a rate change? Curious what others in SLC have experienced.
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